Clinical Nurse Leader Practice Exam

Medicaid primarily covers which population?

1. Employed

2. Underinsured

3. Unemployed

4. Poor and disabled

The correct answer is: Poor and disabled

Medicaid is designed to provide health coverage primarily for individuals and families with limited income and resources. This program is especially focused on two main groups: the poor and the disabled. It offers essential health care services, including hospitalization, outpatient care, preventive services, and long-term care, which are critical for maintaining health and well-being among these vulnerable populations. The poor are individuals or families who do not have sufficient income to afford health insurance or out-of-pocket medical expenses. The disabled population includes individuals who have physical or mental conditions that significantly impair their ability to perform daily activities and often require long-term medical care. Understanding Medicaid's role in the healthcare system, it is clear that its funding and services are primarily aimed at assisting these populations, contrasting with options like the employed, underinsured, or unemployed, who may not fit the specific criteria that Medicaid targets. The employed may have health insurance through their jobs, the moderately underinsured might have some coverage, and the unemployed do not inherently fall into the same category as those who are poor and disabled, as they could qualify for different types of assistance or insurance based on varying eligibility criteria.